Primary Casualty

The Primary Casualty Division writes Primary Commercial General Liability, Products and Completed Operations Liability and other specialty coverages on a broad range of difficult to place classes of business. Coverage is written only through designated surplus lines brokers on a non-admitted basis in all 50 states.


Coverage Offered

  • Commercial General Liability
  • Products and Completed Operations Liability
  • Many custom coverages and extensions for specialty classes of business, including:
    • General Liability Plus Coverage Endorsement
    • Professional Liability (miscellaneous and targeted specialty forms)
    • Products Pollution Liability
    • Pollution Liability
    • Worldwide coverage for suits brought outside the U.S.
    • Product Withdrawal Expense
    • Garage Keepers Legal Liability
    • Watercraft Legal Liability
    • Worldwide Coverage
    • Sexual Abuse Coverage
    • Product Testing Coverage
    • IBNR Coverage
  • Occurrence and Claims-Made coverage forms
  • Defense in addition to and within policy limits
  • Zero deductible (first dollar) coverage


  • $2,000,000 per occurrence/claim limits
  • Up to $5,000,000 policy aggregate limits

Additional limits in excess of the above available separately on many classes of business.  See Excess Casualty