- Commercial General Liability and Products / Completed Operations Liability
- Claims-Made coverage trigger, except for less hazardous “environmentally green” chemicals
- Occurrence coverage for less hazardous, “environmentally green” chemicals
- Small to moderate deductibles, with options for ground up coverage with no deductible > Self-Insured retention structure is available for qualified applicants
- General Star’s “PLUS Endorsement” provides protection for six types of additional insureds, “Other Insurance” on a primary and non-contributory basis, waiver of subrogation, Employment-Related Practices and Medical Payments Coverage
- Up to $50,000,000 in revenue
- New ventures
- Discontinued Products
Eligible Exposures
- Manufacturers, importers and distributors of chemicals including:
- Household and commercial chemicals
- Fine, commodity and specialty chemicals
- Organics, inorganics and synthetics
- Reference or laboratory standard chemicals
- High hazard: explosive, reactive, flammable or toxic
- Less hazardous and “environmentally green”
- Natural, non-toxic ingredients marketed as “environmentally green”
- Examples: Vinegar-based cleaners and herbicides, plant or vegetable-based products, water-based products with natural abrasives such as salt and baking soda
- Chemical research laboratories, excluding those performing pharmaceutical research
- Detergents, lubricants, fertilizers, soap, adhesives and paint / other coatings
Ineligible Exposures
- Finished Pharmaceutical manufacturers, importers or distributors
- Pharmacies, including compounding pharmacies
- General Star products application or equivalent products application from other insurers
- Complete product brochure or website equivalent
