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Primary and Excess Liability

Auto Liability (Excess only)

GenStar has a long history and experience underwriting Excess Auto. We have a broad appetite and can accommodate any cargo. Using driver data, we can provide meaningful credits for the average risk.

 

COVERAGE

  • Excess Auto Liability

  • Excess Hired and Non-Owned
  • Designated Truckload for Specified Contracts

RISK APPETITE

  • Petroleum Product Haulers
  • School Buses
  • Ambulances / Ambulettes
  • Para Transit
  • Truckers
  • Airport Shuttles
  • Limos / Taxis (No Independent Owners)
  • Certain Hired & Non-Owned (e.g., Pizza Delivery)
  • Waste Haulers
  • Contractor Fleets

LIMITS 

  • Maximum limit is $10M
  • Maximum limit for Charter Buses is $5M
  • Attachment within the lead $25M
    Minimum Attachment Points
  • $250,000 on Auto Liability buffers (difference to $1M CSL)

SUBMISSION REQUIREMENTS

  • Completed ACORD application
  • Five (5) years of currently valued loss runs
  • Vehicle breakdown
  • MVRs and Drivers List (only if available)
  • Primary Carriers/Premium
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