Sexual Abuse and Molestation Coverage on a Claims-Made and Reported Basis
- Stand-Alone Sexual Abuse and Molestation Incident Coverage or
- Combined Commercial General Liability Including Products and and Completed Operations
with Stand-Alone Sexual Abuse and Molestation Incident Coverage
- All coverages written under a single policy
Eligible Exposures
-
After School Programs
- Construction Firms / Contractors
- Day Camps
- Day Care Facilities
- Dormitory Facilities (including School Dorms)
- Fitness Centers
- Hospitality and Social Club Operations
- Outpatient Medical Facilities
- Overnight Camps (including Sports Camps)
- Public / Private Hospitals
- Public, Private or Religious School
- School Bus and Van Companies
- School Vendors and Salespeople
- Teen Youth Groups
- Tutor Programs
- Visiting Nurse / Senior Home Care / Adult Day Care
Ineligible Exposures
-
Au Pair / Nanny Agencies
- Boy / Girl Scouts
- Foster Care Providers
- Massage Therapists and Spas
- Mentoring Programs
Target Accounts
- Risks with transparency such as a website or detailed narrative detailing operations
- Accounts with no losses over a 5–7 year loss period
-
Primary – $1,000,000 Each Claim Limit and a $1,000,000
or $2,000,000 Aggregate
- Excess – up to $4,000,000 on eligible risks
