Terms of Use & Important Legal Information

Acceptance of Terms

By using this site, you agree at all times during your use of this site to abide by these terms of use and any additions or amendments to these terms. Please read the terms of use carefully. GenStar Insurance Services, LLC (“GenStar” or sometimes "us" or "we") reserves the right, in its sole and absolute discretion, to change, modify, add, or remove portions of these terms at any time. In addition, when using this site or a service of this site, you will be subject to any posted guidelines, rules or policies for the service. Those guidelines, rules and policies, whether existing now or adopted in the future, are incorporated by reference into these terms of use.

Statutory Information

GenStar provides underwriting, claims, accounting and administrative services on behalf of General Star National Insurance Company and General Star Indemnity Company, all of which are wholly-owned subsidiaries of General Reinsurance Corporation ("General Re ").The information set forth below is provided in compliance with state insurance statutes or regulations requiring disclosure of those jurisdictions in which an insurer is authorized to transact admitted business or eligible to write surplus lines business through licensed surplus lines brokers, as well as information regarding the insurer's state of domicile, principal place of business and National Association of Insurance Commissioners (“NAIC”) number.

Availability of Products

Products may not be available in all states and may vary by jurisdiction. Certain products described in this site are not available to all users. Access to products is available only to our designated brokers. A list of those brokers can be found in the "Find a Broker" section. All submissions must be made through these licensed brokers.

THE INFORMATION CONTAINED IN THIS SITE, INCLUDING POLICIES OR APPLICATIONS, IS PROVIDED SOLELY FOR INFORMATIONAL PURPOSES. IT IS NOT AN OFFER TO SELL OR A SOLICITATION TO BUY ANY INSURANCE PRODUCT. Coverage descriptions are summaries only and coverage is determined by the terms and conditions of the policies as issued.

Surplus Lines Products

Certain products described in this site may be written on a surplus lines basis, which means that they are available only through licensed excess and surplus lines brokers and in accordance with applicable surplus lines laws. In keeping with regulatory restrictions affecting surplus lines products, the information provided in the non-password protected portions of this site as it relates to surplus lines products constitutes neither a solicitation to purchase nor an offer to sell or a solicitation to the general public.

Proprietary Rights

GenStar maintains this site as a service to the Internet community. The design of this site, with domain addresses at www.generalstar.com and www.gstar.com, and information contained within them are the property of the General Re Corporation and protected by copyright, trademark and other intellectual property and proprietary rights. The selection, arrangement and design of the entire contents of this site, as well as the original contents herein, are the property of General Re Corporation. General Star®, "General Star, G and the Star design", "G and the Star design", General Re®, the light design, Gen Re®, the names of other General Re companies and services referenced herein are either service marks or registered service marks of General Re Corporation. Other product and company names mentioned herein may be the trademarks or service marks of their respective owners.

This site may be viewed and its contents downloaded by you for your own personal non-commercial use or your company’s use internally or for GenStar insureds. You must keep intact all copyright and other proprietary notices. The site and its contents may not be displayed, modified, transmitted, reproduced, copied, licensed, sold, broadcast, published, re-published or distributed in whole or in part in any manner without the prior written consent of GenStar .

Copyright Complaints

GenStar respects the intellectual property of others, and we ask our visitors and clients to do the same. GenStar may, in appropriate circumstances and at its discretion, terminate access to a visitor or client who infringes the intellectual property rights of others. If you believe that your work has been copied and is accessible on the GenStar site in a way that constitutes copyright infringement, please notify GenStar by providing its Copyright Agent with the following information:

• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
• a description of the copyrighted work that you claim has been infringed;
• a description of where the material that you claim is infringing is located on the GenStar site;
• your address, telephone number, and email address;
• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
• a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

GenStar's Copyright Agent for Notice of claims of copyright infringement on this site is:

Solan Schwab
By Mail: GenStar Insurance Services, LLC
400 Atlantic Street, 9th Floor
Stamford, CT 06901
By Phone: 800-431-9994
By E-mail: Solan.Schwab@genre.com

Disclaimer

his site has been established for the benefit of GenStar and for GenStar's designated brokers. If you are a visitor to this site or a client user of one of GenStar's Extranets, you may also be able to perform certain functions via the site, including but not limited to obtaining loss run information, underwriting guidelines, and direct billing information for certain business lines, and accessing our policy forms. The downloadable applications are provided for LICENSED BROKERS ONLY.

GenStar does not undertake to respond to any electronic mail, submissions or requests from visitors who are not clients of GenStar. There is no promise or undertaking by GenStar that it will insure any risk submitted through this site or by email. By using this site, you acknowledge that it has been provided for the convenience of GenStar and its clients.

WE WILL USE REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION, INCLUDING LOSS RUN INFORMATION, BUT MAKE NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY, RELIABILITY AND COMPLETENESS OF THE INFORMATION PROVIDED HERE BY GENERAL RE OR GENSTAR. WE SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING OUT OF YOUR ACCESS, OR INABILITY TO ACCESS THIS SITE OR OTHER SITES OWNED OR CONTROLLED BY GENERAL RE, OR YOUR RELIANCE ON THE INFORMATION ON THIS SITE OR FOR THE LOSS, CORRUPTION, OR MISDIRECTION OF ANY DATA OR INFORMATION THAT YOU PROVIDE TO US.

WE ALSO DISCLAIM ALL LIABILITY FOR ANY COMPUTER VIRUSES OR OTHER DISABLING COMPUTER CODE THAT MAY BE LOADED INTO YOUR COMPUTERS WHEN YOU DOWNLOAD DOCUMENTS FROM THIS WEB SITE. GENSTAR PROVIDES ACCESS TO TOOLS, INCLUDING DOWNLOADABLE TOOLS, BUT DOES NOT GUARANTEE THEIR SUITABILITY FOR ANY TASK, THEIR ACCURACY, RELIABILITY OR USEFULNESS, OR THEIR FUNCTIONALITY TO WORK ON THE USER'S COMPUTER. USERS OF THIS SITE ARE ADVISED TO OBTAIN AND USE APPROPRIATE ANTI-VIRUS AND SECURITY SOFTWARE. THE ACCESS PROVIDED TO THE TOOLS DOES NOT INCLUDE ANY PROPRIETARY RIGHTS IN THE TOOLS. THE RIGHTS TO ANY SUCH TOOLS SHALL AT ALL TIMES BE RETAINED BY GENSTAR OR ITS LICENSORS. ALTHOUGH GENSTAR WILL NOT KNOWINGLY INFRINGE THE RIGHTS OF THIRD PARTIES, IT MAKES NO REPRESENTATION OR WARRANTY THAT THE TOOLS PROVIDED DO NOT INFRINGE THE RIGHTS OF OTHERS.

Clicking on certain links within generalstar.com (and gstar.com) will let you leave this site. The linked sites are not under the control of GenStar and GenStar is not responsible for the contents of any linked site or any link contained in a linked site. GenStar is providing these links to you only as a convenience, and inclusion of any link does not imply endorsement by us of a linked site. GenStar is under no obligation to maintain any link and may remove a link at any time in its sole discretion for any reason whatsoever.

This agreement does not create a confidential relationship between you and us. We shall have no liability whatsoever for the results of submissions of information or requests to this site or by means of this site.

We reserve the right to change the products and services referred to in generalstar.com (and gstar.com), to discontinue this site and to change this legal statement and the terms and conditions of use at any time.

Security

We cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. However, GenStar will collect and store personal details and risk submissions using the Secure Socket Layer (“SSL”) protocol, a secure server and security protocol to help safeguard the information you provide while interacting with you. This encrypts your information so a third party cannot easily read the information while in transit.

Electronic Message and E-Mail Security – Messages traveling through the Internet using your Internet provider's e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to GenStar through the Internet using the e-mail process.

Termination

These terms of use are effective until terminated by either party. You may terminate your registration by discontinuing use of this site and destroying any materials obtained from this site. GenStar may terminate this agreement at any time without notice, and remove and discard the site or any content within the site, for any reason, including, without limitation, lack of use. GenStar may terminate your registration and use of this site if it believes that you have violated or acted inconsistently with the letter or spirit of the terms of use. GenStar may also discontinue providing this site and service at any time, with or without notice.

Limitation Of Liability

YOU EXPRESSLY UNDERSTAND THAT UNDER NO CIRCUMSTANCES SHALL GENSTAR BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, EVEN IF GENSTAR OR A GENSTAR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES ANY STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE.

SINCE SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL GENSTAR'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED ONE HUNDRED U.S. DOLLARS ($100.00).

Interpretation

The terms and conditions of use in this statement are intended as guidelines and are not meant to be exhaustive. Generally, conduct that violates law, regulation, or the accepted standards of the Internet community, whether or not expressly mentioned in this statement, is prohibited. GenStar reserves the right at all times to prohibit activities that damage its commercial reputation and goodwill or the commercial reputation and goodwill of its vendors and clients. We may modify the terms and conditions of this statement at any time. We may add, delete, or modify any provision of this statement at any time without notice. We may take whatever action we deem appropriate, including (among other things) investigating allegations of improper activities, making reports to law enforcement authorities or terminating service to you, if we believe that there has been a violation of the terms and conditions of this statement or a breach of our agreement with you.

Choice Of Law And Jurisdiction

These terms of use will be governed by and construed in accordance with the laws of the United States and the State of Connecticut, without giving effect to any principles of conflicts of law. You agree that any action at law or inequity arising out of or relating to these terms shall be filed only in the state or federal courts located in Connecticut, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.